Regardless of how you set up your budget, do what works for you. Or you may want to combine the home repair and home upgrade categories. When you’re prepared financially for legal entanglements, the stress of having to deal with them is much lower.Īn umbrella insurance policy added to your homeowners insurance may be a smart way to ensure some legal expenses are covered as well.Īdditionally, if you don’t want to be as detailed with your household budget, you could combine categories.įor example, you could put all of your utilities in one category by adding up the monthly amounts for each bill. You never know when legal expenses will arise.Ī legal situation associated with your living arrangement could be as simple as a dispute with a neighbor over boundary lines or as complex as a family disagreement. It’s always a good idea to keep some savings aside for legal fees.
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